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SIPP Hub Home

  • You can ignore retirement, but retirement won’t ignore you

    Even 61% of retired, confident investors say they want more income
    (Schroders Global Investor Study 2018)

    Open a SIPP today
  • You can ignore retirement, but retirement won’t ignore you

    38% of people have to postpone retirement because they’re not financially ready
    (London Institute of Banking & Finance and 7IM, 2018)

    Open a SIPP today

Welcome to the SIPP Resource Hub

Retirement is one of the most important things you can save for. Making smart investment decisions today can have an invaluable impact on your lifestyle in retirement.

At Selftrade, we know how important it is to stay informed, so we’ve created our SIPP Hub to be your one-stop-shop for our latest SIPP and pension-related information and articles.

 

Download our free SIPP Guide

How to make your retired years golden - investing in retirement

Many people focus on investing to reach retirement, but what about once you are retired? Investment can continue to play an important role in retirement, you may just need a new strategy.

Why you need to be sensible when investing for retirement

Investing for a comfortable retirement is an ongoing process not a one-off exercise. You will need to check you are on course to achieve the required level of income when you give up work as interest rates and returns from different assets may change over time.

Lower risk investing

Investing your money always involves an element of risk but investors have a wide variety of both higher risk and lower risk investments to choose from.

Five ETFs to watch this October

Exchange-traded funds can be a low-cost way to access investments and this quintet would either be useful building blocks for creating a diversified SIPP portfolio or play themes, which are currently dominating the financial markets. These products are simple and easy to use, so can be a useful part of any SIPP investors toolkit.

Five Top Tips from the Pensions Experts

We’ve asked five experts from the world of SIPPs and pensions for their top tips on how you can make the most out of your SIPP and retirement investments. Click through to read their insightful top tips.

Expectations vs. Reality

Retirement is also an increasingly expensive business. Life expectancy and the cost of living for retirees are rising. So what you are expecting to be enough to keep you going when your working days are done is unfortunately not what you are likely to get.

Investing within a SIPP can help boost your retirement income

  • Be in control of your retirement pot

    A SIPP gives you the flexibility and control to choose how your money is invested across a range of asset classes and sectors. Sign in at any time to invest or monitor performance.

  • Benefit from up to 45% tax relief

    The government will add 20% tax relief to contributions you make to your SIPP. Furthermore, higher and top-rate tax payers can claim up to an extra 25% back on their tax return.


  • A great way to boost your retirement income

    SIPPs allow you to invest and gain tax relief on contributions up to £40,000 per annum. Thanks to the carry forward rules, any unused allowance can be rolled over for up to three years, meaning you could invest up to £120,000.

  • Take advantage of tax breaks

    Any capital gains made within a SIPP are tax free, and you can withdraw a 25% lump sum tax-free from the age of 55. That’s more money for you to spend in retirement.


  • Be in control of your retirement pot

    A SIPP gives you the flexibility and control to choose how your money is invested across a range of asset classes and sectors. Sign in at any time to invest or monitor performance.

  • Benefit from up to 45% tax relief

    The government will add 20% tax relief to contributions you make to your SIPP. Furthermore, higher and top-rate tax payers can claim up to an extra 25% back on their tax return.


  • A great way to boost your retirement income

    SIPPs allow you to invest and gain tax relief on contributions up to £40,000 per annum. Thanks to the carry forward rules, any unused allowance can be rolled over for up to three years, meaning you could invest up to £120,000.

  • Take advantage of tax breaks

    Any capital gains made within a SIPP are tax free, and you can withdraw a 25% lump sum tax-free from the age of 55. That’s more money for you to spend in retirement.


A SIPP with Selftrade

SIPPs are one of the most tax effective ways to save for your retirement

  • Choose from the Selftrade preferred SIPP or choose from over 70 providers
  • Gain valuable tax relief on your pension contributions with up to 45% tax relief
  • Flexible saving options - choose between regular or ad hoc contributions
  • Access pension and retirement educational tools and expert tips

Open a SIPP

 

Ready to get started?

Related articles from our independent writers

  • Planning your financial future during retirement

    Making your money last through all of retirement can seem like a daunting task, but careful planning and understanding of retirement spending patterns can make it easier.

     

  • Considerations for the self employed

    You might enjoy the benefit of being in charge of your own work, but you can end up paying for this freedom in other ways.

     

  • Six retirement money management tips

    Knowing how to manage a pension pot can be complex – even if you have had access to it for a while. But there’s a lot you do to make sure you get the most from it.

     

  • The three stages of retirement planning

    Planning for retirement can be daunting, whatever age you are, and it’s not just working out what you’re going to do with all of that newfound free time that’s an issue.

     

  • Understanding the tax on pensions and ISAs

    If you are planning your own retirement savings on top of any workplace scheme you might have, the many different options could leave you confused and frazzled.

     

  • Being sensible when investing for retirement

    Investing for a comfortable retirement is an ongoing process. You will need to check you are on course as interest rates and returns from different assets may change over time.

     

  • Planning your financial future during retirement

    Making your money last through all of retirement can seem like a daunting task, but careful planning and understanding of retirement spending patterns can make it easier.

     

    Find out more
  • Considerations for the self employed

    You might enjoy the benefit of being in charge of your own work, but you can end up paying for this freedom in other ways.

     

    Find out more
  • Six retirement money management tips

    Knowing how to manage a pension pot can be complex – even if you have had access to it for a while. But there’s a lot you do to make sure you get the most from it.

     

    Find out more
  • The three stages of retirement planning

    Planning for retirement can be daunting, whatever age you are, and it’s not just working out what you’re going to do with all of that newfound free time that’s an issue.

     

    Find out more
  • Understanding the tax on pensions and ISAs

    If you are planning your own retirement savings on top of any workplace scheme you might have, the many different options could leave you confused and frazzled.

     

    Find out more
  • Being sensible when investing for retirement

    Investing for a comfortable retirement is an ongoing process. You will need to check you are on course as interest rates and returns from different assets may change over time.

     

    Find out more

I've still got questions!