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SIPP Cashback Offer

Your first reward

A Self-Invested Personal Pension (SIPP) is more than a tax-effective way to save for your retirement. It offers you flexibility and control over your investment decisions as you plan and build your pension.

And, right now, we are offering you up to £1,000 cashback if you open and add money to your new SIPP account between 11 March 2019 and 30 June 2019.

Terms and conditions apply, please see below. 


How do I gain my reward?

Your cashback will be based on your SIPP account balance on 30 September 2019 and we’ll pay it into your Dealing Account directly.

The more you put in, the higher the reward.

Bear in mind it can take between 30 to 60 days to transfer existing SIPP investments from another provider into your SIPP account.


Open a SIPP   Transfer to us

How one pension pot adds up

You can transfer any previous SIPPs, private pensions or employer pensions into one pot - your Selftrade SIPP account. It’s worth knowing that most companies don’t charge a fee if you choose to transfer your existing pension.

By consolidating your pensions, you can avoid multiple fees and enjoy more flexibility and control over where you invest.

Plus, a SIPP is portable as it is attached to you, not your job. It is a practical way to keep contributing to your personal pension even if you change jobs, take a break, or are self-employed.  

Learn more about SIPPs

Benefit from tax relief

The UK Government will provide 20% - 45% tax relief on all contributions into your SIPP each year.

For example, if you are a basic rate tax payer and put £1,000 into your SIPP, the government will add an additional £250 in tax relief.

If you’re a higher or top-rate taxpayer, you can claim back up to a further 25% on your tax return. Scottish taxpayers can claim back up to an additional 26% on their tax return, potentially bringing their total tax relief to 46%.

Accumulated investments within SIPPs grow free of income tax, while if you choose to sell or dispose of any investments including properties and bonds, you won’t have to pay capital gains tax.

Learn more about tax and pensions

The low fee factor

The Selftrade SIPP offers some of the most competitive rates available.

Not only does it offer a market-leading flat admin fee of £118.80, there are no charges for unplanned events, such as divorce or early account closures.

And no matter the SIPP provider you choose, with Selftrade the more you trade, the smaller the fee. Over half of our existing SIPP customers do not pay any custody fees as they are offset by their dealing commissions and funds platform fees, saving £70 per annum.

That mean lower costs each year as you build towards your retirement.

How do I open my SIPP?

If you already have an account with Selftrade, the next step is to visit your account dashboard to open a SIPP. From here, you’ll be able to select either the Selftrade SIPP, or a SIPP provider from our panel.

Once you complete your provider’s application, Selftrade will be on hand to complete the set-up of your SIPP account.

New to Selftrade? Visit our Sign Up link at the top of this page.

If you have any questions, simply call our Customer Experience Centre on 0345 0700 720. Our lines are open Monday to Friday from 07:45 to 19:00.


Open a SIPP   Transfer to us

The key benefits of a SIPP

Visibility and control

A SIPP is managed by you, and you can view it at any time to see how your investments are performing. You have full control of how your pension pot is invested, allowing you to tailor your pension portfolio to your needs and investment preferences.


In a SIPP, you can invest in a wide range of asset classes, regions and sectors, allowing you to diversify your pension investments, whilst taking into account where other investments sit in your wider portfolio. SIPPs are easy to manage, and if you’ve had a change in your circumstances or simply a change of heart, you can alter your investments whenever you like.


Simplicity and value

Having your investments all in one place not only make investing simpler, but it will prevent you from paying fees to multiple providers, in turn saving you money. The Selftrade SIPP has a low, annual administration fee of £118.80, meaning your fees don’t increase as your investments do.

Terms & Conditions

  1. This cashback offer applies to new SIPPs opened between 11 March 2019 and 30 June 2019.
  2. This offer is not available in conjunction with any other offers, such as the offer to reimburse up to £100 in respect of costs incurred in transferring an existing account with another provider to Selftrade.
  3. The cashback offer value will be based on the SIPP account balance as at 30 September 2019, as shown in the table at the top of this page.
  4. Please be aware the transfer of existing SIPP investments from another provider can take between 30 to 60 days to move into your SIPP account.
  5. Cashback payments will be made by 31 October 2019. Payment will be made automatically into the customer’s Selftrade Dealing Account.
  6. Any balance in other accounts such as Dealing Account and ISA will not be included in the cashback offer.
  7. This cashback offer is not available to any assets held in an existing Selftrade SIPP account.
  8. Transfers from a company pension will come through as cash. Please be aware with cash transfers that it does not automatically go into your Selftrade SIPP. You must request that your SIPP provider (Gaudi in respect of a Selftrade SIPP or your chosen panel SIPP provider) to move the cash into your SIPP account on the Selftrade platform in order to qualify for this cashback offer.
  9. We shall not be obliged to accept the transfer of any account or assets and we reserve the right to alter, withdraw or amend this offer at any time.
  10. If you close an account within 12 months of qualifying for and receiving a payment under the terms of this offer, except in the event of death, we will ask you to repay the previous cashback payment you have received. This repayment will be made directly by you and, like the cashback payment received, be entirely independent from your SIPP.
  11. If you have any questions in connection with this promotion, please email us at
  12. This cashback offer is open to anyone who is over 18 and is eligible to open a UK SIPP.
  13. The Promoter and Administrator of this offer is Equiniti Financial Services Limited whose registered offices are Aspect House, Spencer Road, Lancing, West Sussex, BN99 6DA, United Kingdom.
  14. The closing date for this offer is 30 June 2019 at 23:59.
  15. This offer is not available to SIPP accounts opened prior to 11 March 2019.
  16. All participants to this offer agree to be bound by these terms of offer.
  17. This offer is governed by the laws of England and Wales and is subject to the exclusive jurisdiction of the English courts.

We’re on hand to help at our Customer Experience Centre on 0345 0700 720