I am ready to take some risks with my money. I understand that adventurous investing may mean taking a bumpier path with the hope of higher investment returns at the end. I am prepared to commit to investing over a long time horizon (at least 7-10 years).
The aim of the fund is to provide a level of income of around 3-4% per annum and in addition to deliver capital accumulation over the longer term. Over time the manager will attempt to grow the level of income, but in a risk controlled manner in order to secure the stability of income. The aim is to do this with approximately half the volatility of equities. The fund will invest in a diversified universe of assets including equity, corporate bonds, government bonds, alternative assets and property.
This fund aims to deliver capital growth to investors over the long term and is a balanced fund investing in a diversified mix of asset classes. The fund will have a bias to equities and has historically had an equity allocation of between 75-85% through time. It is managed by specialist fund managers from across AXA Investment Management’s investment team. This includes UK, US, European, Japanese, Asian and emerging market equities specialists. The balance of the portfolio is invested by AXA’s fixed income team to provide diversification to the potentially more volatile equity component.
The fund aims to provide capital accumulation from a combination of income and growth over the longerterm whilst seeking to control risk. The fund benefits from an experienced team of managers who structure the fund around their long-term forecasts for asset class returns and asset class risk. On a risk scale of one to ten (with ten being the highest risk), the managers class this fund as a six. The L&G management team make dynamic changes to the asset mix of the portfolio based on their views over one to five years. This fund invests predominantly into passive funds which has the benefit of helping the fund reduce its cost to investors.
I would prefer a less bumpy journey and understand that this may result in lower returns. I am willing to invest for at least 5 years.
I understand the journey may be bumpy but would prefer it not to be too rough. I am willing to invest for a reasonable timeframe (at least 5-7 years).
I understand that adventurous investing may mean taking a bumpier path with the hope of higher returns at the end. I am prepared to invest over a longer time horizon (at least 7-10 years).
The mutual funds selector is provided to Selftrade by Square Mile Investment Consulting Research Limited, an independent research firm. The value of investments can fall as well as rise and any income from them is not guaranteed and you may get back less than you invested. Past performance is not a guide to future performance. Neither Selftrade or Square Mile provide advice or make recommendations about investments. If you have any doubts about the suitability of an investment, you should seek advice from a suitably qualified professional adviser.