Cookie Policy

We use cookies on our website and have placed these on your computer. By continuing to use our website you consent to this. For more information, including how to change your cookie settings and to disable our non-essential Google Analytics cookies, please refer to our Cookie Policy. If you do not wish to be reminded of this on each visit, please use the close button.

Self Invested Personal Pension Home

  • Self-Invested Personal Pension (SIPP)

    From great value to best-in-class, access the SIPP to suit your needs through our extensive network of providers

    Open a SIPP
  • You can ignore retirement, but retirement won’t ignore you

    Even 61% of retired, confident investors say they want more income
    (Schroders Global Investor Study 2018)

One of the most tax effective ways to save for your retirement

  • Choose from the Selftrade preferred SIPP or choose from over 70 providers
  • Gain valuable tax relief on your pension contributions with up to 45% tax relief
  • Flexible saving options - choose between regular or ad hoc contributions
  • Access pension and retirement educational tools and expert tips

Open a SIPP

 

What's a SIPP

A Self-Invested Personal Pension (SIPP) is a do-it-yourself pension that lets you decide how your money is invested. There are some handy tax benefits included too.

Open a SIPP

Transfer in an existing SIPP

There are two types of SIPP you can open with us

Selftrade SIPP

A complete service including administration and trustee services provided by our partner, Gaudi Regulated Services Limited

  • Low annual administration fee £118.80 (£99 + VAT).

Panel SIPP

Choose from an extensive panel of leading SIPP providers, so you can select one which best matches your requirements

  • Annual charges vary, but typically start at around £200 per year 
  • Flexibility to choose from over 70 SIPP Providers based on your individual needs and circumstances. Click here to see our SIPP Panel.

Investing within a SIPP can help boost your retirement income

  • Be in control of your retirement pot

    A SIPP gives you the flexibility and control to choose how your money is invested across a range of asset classes and sectors. Sign in at any time to invest or monitor performance.

  • Benefit from up to 45% tax relief

    The government will add 20% tax relief to contributions you make to your SIPP. Furthermore, higher and top-rate tax payers can claim up to an extra 25% back on their tax return.


  • A great way to boost your retirement income

    SIPPs allow you to invest and gain tax relief on contributions up to £40,000 per annum. Thanks to the carry forward rules, any unused allowance can be rolled over for up to three years, meaning you could invest up to £120,000.

  • Take advantage of tax breaks

    Any capital gains made within a SIPP are tax free, and you can withdraw a 25% lump sum tax-free from the age of 55. That’s more money for you to spend in retirement.


  • Be in control of your retirement pot

    A SIPP gives you the flexibility and control to choose how your money is invested across a range of asset classes and sectors. Sign in at any time to invest or monitor performance.

  • Benefit from up to 45% tax relief

    The government will add 20% tax relief to contributions you make to your SIPP. Furthermore, higher and top-rate tax payers can claim up to an extra 25% back on their tax return.


  • A great way to boost your retirement income

    SIPPs allow you to invest and gain tax relief on contributions up to £40,000 per annum. Thanks to the carry forward rules, any unused allowance can be rolled over for up to three years, meaning you could invest up to £120,000.

  • Take advantage of tax breaks

    Any capital gains made within a SIPP are tax free, and you can withdraw a 25% lump sum tax-free from the age of 55. That’s more money for you to spend in retirement.


What investment types are available within a SIPP?

If you’re new to investing and unfamiliar with different types of investments, see why funds are the ready-meals of investments, and could be a quick way to get started.

Here's the full list of standard investments available to invest in within a Selftrade SIPP: 

  • LSE and AIM listed equities
  • Exchange Traded Funds (ETFs)
  • Exchange Traded Commodities (ETCs)
  • Exchange Traded Notes
  • Funds (Units Trusts and OEICs)
  • Investment Trusts
  • Gilts and Bonds
  • Overseas securities
  • Warrants and Covered Warrants

Open a SIPP

Transfer in an existing SIPP

SIPP Guide

Our SIPP guide is packed full of more helpful information on how SIPPs can help you with your retirement financial planning 

Selftrade SIPP guide

Ready to get started?

Open a SIPP

If you'd like to transfer a SIPP to us then please contact your current SIPP administrator first.

I’ve still got questions!

We’re on hand to help at our Customer Experience Centre on 0345 0700 720